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RTO/ERO offers Canada’s #1 insurance plan for education retirees. From health, dental and hospital to car, home and life insurance, we provide peace of mind through comprehensive and affordable plans.
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Extended Health Care + Travel
Maintain your healthy, active lifestyle with a health plan that includes:
- $3,400 prescription drugs – 85% reimbursed
- $400 vision care every 2 years — 80% reimbursed
- $150/2 years for eye exams (not covered by OHIP) — 80% reimbursed
- $1,300 paramedicals – 80% reimbursed, doctor referral not required
- comprehensive 93-day/trip travel insurance
Monthly Premium *
| Single | Couple | Family |
|---|---|---|
| $104.36 | $208.75 | $250.52 |
Added Value
Extended Health Care members enjoy access to the following valued benefits:
Dental Plan
Manage your oral health with peace of mind. Coverage includes:
- 85% reimbursed for routine dental (no maximum)
- $850 endodontics & periodontics (root canals, etc.) – 80% reimbursed
- $800 crowns, posts, inlays – 50% reimbursed
- $800 fixed bridges, partial dentures – 50% reimbursed
Monthly Premium *
| Single | Couple | Family |
|---|---|---|
| $62.04 | $122.35 | $152.57 |
Hospital
Guarantee the assistance you need to protect your health. Coverage includes:
- Unlimited semi-private hospital – 95% reimbursed
- Convalescent/home care $75/day – 80% reimbursed
Monthly Premium *
| Single | Couple | Family |
|---|---|---|
| $15.33 | $30.62 | $35.99 |
Travel More
Enjoy trips longer than 93 days with the same comprehensive protection. Guaranteed acceptance and flexible, affordable rates for additional travel coverage.
Car and Home insurance
Save up to 40% with car and home insurance tailored to meet your needs.
Call for quote: 1-855-572-0225
More insurance options
*RTO/ERO's is group insurance and is therefore subject to provincial retail sales tax (8% in Ontario, 9% in Quebec). These rates exclude retail sales tax.